We will start by taking a look at how you have prepared for the trip, the route you have taken and the events you encountered along the way. We can address such questions as:
Are my investments structured according to my goals, risk profile, time horizon and tax situation?
How are my investments doing?
How can I reduce my investment costs?
Am I saving enough to retire?
What are the best retirement savings vehicles for me?
How can I save for my child's education?
Should we open an education IRA? A Roth IRA?
Should funds for college be in our child's name?
Should my 401(k) plan be left at my previous employer or should I roll it over to an IRA?
How is this done and what are my options?
How can I avoid taxes and penalties?
If it appears that you have been knocked off course, we will advise you on the most appropriate route that should be taken, to get you back on the road to your financial destination.
Once we have prepared the route map for your journey, we will need to regularly check our location to see if we are still making the required progress towards your financial destination. We also appreciate that there may be multiple stops on this long journey.
