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One of the greatest potential risks faced by America's elderly is the need for long-term care.  Long-term care insurance transfers a portion of the risk of long-term care expenses to an insurance company helping to protect you and your familyfrom potentially devastatin expenses

Watch Kiplinger's video "Who Cares? Kiplinger's No-Nonsense Look at Long-Term Care and How to Pay for It".  Sponsored by John Hancock, the video is intended to help Americans better understand the issues surrounding long term care and how to prepare to meet the financial challenges they will face.  The vidoe includes real-life stories of families living with long term care and provides expert advice from Kiplinger's persoanl finance writers Mary Beth Franklin and Kim Lankford.

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